Privacy Policy – SeniorCoverLab
Address: Neuengasse 15, 3011 Bern, Switzerland
Contact: +41 31 312 04 05 | info@SeniorCoverLab.com UID: CHE-254.883.249


1. Introduction

This Privacy Policy explains how SeniorCoverLab handles personal details when offering insurance consultancy for seniors. We process personal data lawfully, transparently, and securely.

2. Scope of Application

This document applies to all visitors, clients, and users of SeniorCoverLab’s website and advisory services, regardless of location.

3. Data Collection

We collect personal data such as name, age, contact details, and insurance preferences. Information is gathered through forms, phone calls, and emails.

4. Purpose of Processing

Collected data is used to analyze needs, suggest insurance options, provide support, and maintain communication with clients.

5. Legal Basis

Processing is based on consent, contractual necessity, and legitimate interest in delivering consultancy and improving service quality.

6. Data Storage and Retention

Data is stored securely within Switzerland or the European Economic Area. Retention continues only as long as required for service delivery and compliance.

7. Data Sharing

We may share limited client data with trusted insurance partners for policy comparison. All partners follow equivalent privacy standards.

8. User Rights

Users may request access, correction, deletion, or limitation of their data. Requests can be sent to our contact email for review.

9. Security Measures

We use encryption, secure access controls, and staff confidentiality training to prevent unauthorized access, loss, or misuse of data.

10. International Transfers

If data is transferred outside Switzerland or the EEA, it occurs under recognized safeguards ensuring appropriate protection.

11. Cookies Policy

Our website uses cookies to remember preferences and enhance navigation. Users can disable cookies through browser settings at any time.

12. Cookie Types Used

Essential cookies ensure website operation. Analytics cookies help understand site usage. Marketing cookies personalize user experience.

13. GDPR Compliance

SeniorCoverLab follows GDPR principles, including data minimization, accuracy, and accountability. Users may withdraw consent at any moment.

14. Communication Preferences

Clients may choose communication channels and update preferences by contacting us directly.

15. Policy Updates

We may revise this policy when practices or regulations change. Updated versions are posted on our website.

16. Contact Information

Questions about this Privacy Policy or data use should be sent to info@SeniorCoverLab.com or mailed to: SeniorCoverLab, Neuengasse 15, 3011 Bern, Switzerland.

17. Children’s Data

Our services are designed for adults aged 55 and above. We do not knowingly process information about minors.

18. Data Breach Procedure

If a data breach occurs, we will assess its impact and notify relevant authorities and affected persons where legally required.