Terms of Use – SeniorCoverLab

1. General Welcome to SeniorCoverLab. By using this site, you agree to these Terms of Use. The site offers guidance and information on insurance options for senior clients in Switzerland.

2. Service Scope SeniorCoverLab provides advisory support to help seniors compare and understand different insurance products. All content is for informational use only and should not be taken as formal advice or instruction.

3. User Duties Users agree to give correct and up-to-date details when asked. It is not allowed to misuse the site, submit false info, or copy its content without permission.

4. Limits of Use This site and its content belong to SeniorCoverLab. Any text or material may be used only for private and non-commercial aims. We may update, change, or limit access to the site at any time.

5. Liability SeniorCoverLab does not take any duty for outcomes caused by reliance on the site’s materials. We do not assure any result from using our guidance or listed services.

6. Refund Policy
If a paid consultation or service is canceled before it begins, the user can ask for a refund by email at info@SeniorCoverLab.com. Once a session or review has started, refunds are not possible.

7. Privacy All shared user info is handled with care and used only to deliver our service or reply to requests.

8. Governing Law These Terms follow Swiss law. Any dispute shall be handled in the courts of Bern, Switzerland.

9. Contact
SeniorCoverLab
Neuengasse 15, 3011 Bern, Switzerland
Phone: +41 31 312 04 05
Email: info@SeniorCoverLab.com UID: CHE-254.883.249